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Travel Insured WorldWide Protector Coverage

The amount you've paid for your trip is nonrefundable. If you need to cancel your trip before you leave, or interrupt it while traveling you won't be able to get your money back.

If you purchase trip interruption/cancellation insurance, you'll be able to get your money back if you cancel/interrupt it for a covered reason. The primary reason people cancel is for a medical/death reason, either for themselves or their family. See below for all the covered reasons*.

Complete the application below so that you can be enrolled in trip cancellation/interruption insurance for your trip. Complete one form for each person to be covered by the insurance. Enrollment will insure you for the following coverage:

 

  Trip Cancellation Trip Interruption
  Up to Trip Cost*   150% Trip Cost*
Missed Connection Trip Delay
  $500 (3 hours)   $1,000 ($200/day/6 hours)
Baggage & Personal Effects Baggage Delay
  $1,000 ($250/article)
   $300 (12 hours)
Pet Care Emergency Accident & Sickness Medical Expense
  $300 ($50/day)
   $25,000 ($50 deductible per occurrence)
Emergency Evacuation & Repatriation of Remains Accidental Death & Dismemberment
  $500,000   $10,000
Optional Collision Damage Waiver Optional Accidental Death & Dismemberment Air Only
  $50,000 ($7/day)
   Up To The Amount Purchased
Optional Accident & Sickness Medical Expense Optional Evacuation & Repatriation of Remains
  $50,000 (For a total of $100,000) ($25 per person. Includes increase in evacuation coverage)
   $500,000 (For a total of $1,000,000) (Included in medical upgrade)
Optional Cancel For Any Reason Optional Cancel For Work Reasons
  Up to 75% of Trip Cost (50% premium surcharge)
   Up to Trip Cost* ($24 per person)
Optional Sports Coverage    
  Combined maximum of $1,000 per person ($25)
    

The cost of insurance is based on the prepaid trip cost, the age of the traveler, and the length of the trip. Examples of costs are:

               
 Trip Cost     35-50   51-65   66-74   75-79   80-85   86+ 
 $                         -      $   28.00  $   33.00  $   47.00  $      60.00  $      95.00  $    100.00
 (without trip cancellation coverage)           
               
 $1-$250     $   31.00  $   37.00  $   51.00  $      63.00  $      99.00  $    106.00
 $251-$500     $   35.00  $   41.00  $   56.00  $      65.00  $    104.00  $    119.00
 $501-$1000     $   51.00  $   63.00  $   89.00  $    115.00  $    164.00  $    180.00
 $1001-$1500     $   71.00  $   90.00  $ 123.00  $    155.00  $    220.00  $    253.00
 $1501-$2000     $   94.00  $ 122.00  $ 170.00  $    211.00  $    283.00  $    325.00
 $2001-$2500     $ 117.00  $ 151.00  $ 256.00  $    300.00  $    345.00  $    401.00
 $2501-$3000     $ 138.00  $ 180.00  $ 327.00  $    378.00  $    403.00  $    474.00
 $3001-$3500     $ 146.00  $ 210.00  $ 370.00  $    425.00  $    469.00  $    552.00
 $3501-$4000     $ 161.00  $ 239.00  $ 411.00  $    450.00  $    577.00  $    631.00
 $4001-$4500     $ 183.00  $ 301.00  $ 447.00  $    487.00  $    623.00  $    689.00
 $4501-$5000     $ 204.00  $ 343.00  $ 482.00  $    522.00  $    701.00  $    761.00
 $5001-$5500     $ 248.00  $ 378.00  $ 504.00  $    561.00  $    820.00  $    891.00
 $5501-$6000     $ 289.00  $ 411.00  $ 537.00  $    600.00  $    853.00  $    935.00
 $6001-$6500     $ 309.00  $ 452.00  $ 570.00  $    650.00  $    910.00  $    985.00
 $6501-$7000     $ 342.00  $ 486.00  $ 620.00  $    698.00  $    970.00  $ 1,060.00
 $7001-$8000     $ 376.00  $ 544.00  $ 700.00  $    875.00  $ 1,170.00  $ 1,278.00
 $8001-$9000     $ 396.00  $ 612.00  $ 795.00  $    990.00  $ 1,335.00  $ 1,460.00
 $9001-$10000     $ 449.00  $ 675.00  $ 879.00  $ 1,120.00  $ 1,495.00  $ 1,635.00

* Required fields
Name *
E-mail Address *
Total prepaid cost of trip you are insuring: *
Billing Address *
City *
State *
Zip code: *
Date of birth; age at time of enrollment *
Gender *
Phone: *
Beneficiary:
Form of payment *
Credit card number: *
Expiration Date: *
Security ID: *
I want to purchase the insurance that allows me to cancel for any reason (50% premium surcharge). You are only eligible for this if you purchase the insurance within 13 days of your initial trip deposit.
I want to purchase the insurance that allows me to cancel for a work reason ($24 premium surcharge). You are only eligible for this if you purchase the insurance within 13 days of your initial trip deposit.
Additional medical coverage for a total of $100,000
I want to purchase additional accidental death/disability insurance due to air accident. $100,000 for $8
$250,000 for $18
$500,000 for $39
$1,000,000 for $50
If more than one person is to be enrolled in this policy, indicate names of other persons, age/date of birth, gender, and relationship to you:

I have read and agree to the Privacy Policy *

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You also receive the following services and assistance:

 

Worldwide Travel and Assistance Services Are Included
Travel Assistance Services Medical or Legal Referral Inoculation information
Hospital Admission Guarantee Translation Service Lost Baggage Retrieval
Passport & Visa Information Emergency Cash Advance Bail Bond
Prescription Drug & Eyeglass Replacement Concierge Services Access to ticket services for events
Directions, Contact information & Reservations Translation, Local guides, Tours Pre-Trip assistance, Destination Profiles
Meet and greet service Shopping assistance Floral Services
Tee Time Reservations Procurement of hard-to-find items ID Theft Recovery Assistance
Cancellation of Lost or Stolen Credit Cards Place Fraud Alert on Customer's Credit Record Cash Advance and Translation Services (up to $500)
Provide a Guide Detailing the Steps Needed to Rest Notify all three major credit-reporting agencies Place a "security freeze" on credit report
Provide weekly status reports until file is closed Follow up with creditors ensuring items are closed Notify local authorities of ID Theft incident

An $8 handling fee is added by the insurance company.

 

* Reasons why one can cancel/interrupt an insured trip and get your money back:

PART A-TRAVEL PROTECTION

TRIP CANCELLATION

Not applicable if $0 limit displayed on Your Confirmation of Benefits.

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking or continuing Your Trip due to the following Unforeseen events:

a) Sickness, Accidental Injury or death of You, or Your Traveling Companion, or Family Member or Business Partner of You or Your Traveling Companion; which results in medically imposed restrictions as certified by a Physician at the time of Loss preventing Your continued participation in the Trip. A Physician must advise cancellation of the Trip on or before the Scheduled Departure Date;

b) You or Your Traveling Companion being hijacked, quarantined, required to serve on a jury, subpoenaed, required to appear as a witness in a legal action provided You or a Traveling Companion are not a party to the legal action or appearing as a law enforcement officer, the victim of felonious assault within 10 days of departure; or having Your principal place of residence made uninhabitable by fire, flood or other Natural Disaster; or burglary of Your principal place of residence within 10 days of departure;

c) Bankruptcy or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Coverage is not provided for the Bankruptcy or Default of the travel agent or Travel Supplier that solicited Your policy and from whom You purchased Your Land/Sea Arrangements. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. You must purchase Your policy within 14 days of Your initial Trip deposit;

d) You or Your Traveling Companion are directly involved in a traffic accident substantiated by a police report while en route to departure;

e) The death or hospitalization of Your Host at Destination;

f) If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of a City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage;

g) You or Your Traveling Companion or Family Member who are military personnel, are called to emergency duty for a Natural Disaster or have their leave revoked or are reassigned;

h) Strike that causes complete cessation of services for at least 24 consecutive hours;

i) Weather which causes complete cessation of services of Your Common Carrier for at least 24 consecutive hours;

j) You or Your Traveling Companion are terminated, or laid off from employment subject to one year of continuous employment at the place of employment where terminated;

k) Natural Disaster at the site of Your destination which renders Your destination accommodations uninhabitable;

l) Mandatory evacuation ordered by local authorities at Your final destination due to hurricane or other Natural Disaster. You must have 50% of Your total Trip length or less remaining on the Trip, at the time the mandatory evacuation ends, in order to cancel the Trip;

m) Your or Your Traveling Companion’s normal pregnancy as long as the pregnancy occurs after Your or Your Traveling Companion’s Effective Date of coverage and can be verified by medical records;

n) You will be attending a Family Member’s childbirth as long as the pregnancy occurs after Your Effective Date of coverage and can be verified by medical records;

o) The primary or secondary school where You, Your Traveling Companion or Your Dependent Children attend(s) must extend its operating session beyond the pre-defined school year, due to Unforeseen events commencing during Your policy effective period, and the travel dates for the Trip fall within the period of the school year extension. Extensions due to extra-curricular or athletic events are not covered.

The Company will reimburse You for the following:

a) Non-refundable cancellation charges imposed by the Travel Suppliers.

b) Airfare cancellation charges for flights commencing within one week of the Land/Sea Arrangements.

c) If Your Travel Supplier cancels Your Trip, You are covered up to the cost of the ticket or the reissue fee charged by the airline for the tickets. You must have covered the entire cost of the Trip including the airfare.

Single Occupancy Coverage: The Company will reimburse You, up to the maximum shown on Your Confirmation of Benefits, for the additional cost incurred during the Trip as a result of a change in the per person occupancy rate for prepaid travel arrangements if a person booked to share accommodations with You has his/her Trip delayed, canceled, or interrupted for a covered reason and You do not cancel.

CANCEL FOR ANY REASON/ CANCEL FOR WORK REASONS

Not applicable for Residents of WA State

Optional Coverage: Applicable only when specifically requested on the original application and the appropriate additional premium has been paid and purchase confirmed on Your Confirmation of Benefits.

CANCEL FOR ANY REASON

Be advised that the Company requires the Insured to purchase Cancel for any Reason coverage within 14 days of their initial trip deposit. If after 14 days from initial trip deposit, this coverage is not available. The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip for all reasons up to 48 hours prior to departure. In no event shall the amount reimbursed exceed the lesser of the amount You prepaid for the Trip or the maximum benefit shown on Your Confirmation of Benefits.

CANCEL FOR WORK REASONS

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking Your Trip due to the following Unforeseen events:

a) A transfer of You or Your Traveling Companion by the employer by whom You or Your Traveling Companion are employed on Your Effective Date which requires their principal residence to be relocated;

b) You or Your Traveling Companion are required to work during the scheduled Trip. You or Your Traveling Companion must demonstrate proof of requirement to work, such as a notarized statement signed by an officer of Your or Your Traveling Companion’s employer;

c) You or Your Traveling Companion’s company is directly involved in a merger or acquisition. You or Your Traveling Companion must be an active employee of the company that is merging and You or Your Traveling Companion must be directly involved in such an event;

d) You or Your Traveling Companion’s company operations are interrupted by fire, flood, burglary, vandalism, product recall, Bankruptcy or financial Default.

Your application and plan cost must be received within fourteen (14) days of Your original Trip deposit.

TRIP INTERRUPTION

Return Air Only up to $500 if $0 limit displayed on Your Confirmation of Benefits

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are unable to continue Your Trip due to the Unforeseen events listed under TRIP CANCELLATION. The Company will pay for the following:

a) Unused, non-refundable travel arrangements prepaid to the Travel Suppliers.

b) Up to the maximum shown in the accompanying Confirmation of Benefits for the airfare paid, less the value of applied credit from an unused return travel ticket to return You to the return destination of the Trip as specified in the original travel documents from the point where You interrupted the Trip or rejoin the Trip from the point where You interrupted the Trip. (Airfare limited to the cost of one-way airfare using the same class of fare as the original travel ticket).

The Company will pay for reasonable additional meals, lodging, and transportation expenses incurred by You up to $200 a day if Your Traveling Companion must remain hospitalized or if You must extend the Trip with additional hotel nights due to a Physician certifying You cannot fly home due to an Accident or a Sickness but does not require hospitalization or if Your Trip must be extended due to an Unforeseen event listed under TRIP CANCELLATION. In no event shall the amount reimbursed exceed the lesser of the amount You prepaid for the Trip or the maximum benefit shown on Your Confirmation of Benefits.

The full list of all insurance coverages can be found at this link.